Home phones

Sky and Talk Talk will join BT next month in cutting the amount of time you have to make inclusive evening calls on a landline.

O2 mobile phone customers will qualify for one of the cheapest home phone and broadband packages in March.

The X Factor free voting loophole appears to have been a success, with thousands avoiding the sky-high premium rate prices to support their favourite act.

The major credit card providers say they will show mercy to borrowers who make late payments because the postal strike has delayed their bill's arrival.