ISA

Today's Autumn Statement saw Chancellor George Osborne announce a raft of cuts and giveaways to balance the Government's books. However, as a MoneySaving website and consumer champion, we've focused on the key changes that will affect you.

Fourteen banks and building societies have now signed up to offer Help to Buy ISAs ahead of the scheme's launch next month, the Chancellor has announced.

Savers may be able to switch cash savings to a new account quicker in future, while providers may also be forced to alert customers to changes in interest rates – something which MoneySavingExpert.com has argued for over the last decade.

Peer-to-peer savers will be able to get their 'interest' tax-free from April 2016 using a new innovative finance ISA (IFI).

What would you tweak about the UK? Your first instinct may be 'a flat rate of income tax', 'independence for Cornwall', or 'free university education for all'. Yet I'm not talking about big contentious change – this is about quick fixes for life glitches.