Overdrafts

Co-operative Bank current account customers who go overdrawn will see some fees fall from today, as the bank has revamped its charging structure.

MoneySavingExpert.com creator Martin Lewis, the man credited as the 'big gob in chief' behind bank charges reclaiming, says a new court ruling has a chance of reopening the floodgates.

A MoneySaver has become what's believed to be the first person to win a bank charges case in court since 2007.

HSBC and First Direct current account holders who go overdrawn for days on end could be worse off under a raft of fee changes coming into force in November. But the majority of customers will benefit from the overdraft fees revamp.

Millions of Santander current account customers will face new overdraft charges from 19 August, which will leave some paying more than they do now.

Overdrafts are to be investigated by the Financial Conduct Authority after it found borrowers are paying too much for them.

Barclays current account customers who use their overdraft regularly will be hit by a huge hike in charges from June under sweeping reforms to its fees. However, those who only dip into the red will be better off.

If you've been hit by the floods and are struggling with emergency costs and mortgage payments, you may be able to get help after leading banks announced support measures.

January's never the easiest money month, so MoneySavingExpert.com is urging you to check now if you're owed cash due to mis-selling, poor service or for something else.