Savings

Savers have until 11.59pm tonight (Wednesday 15 March) to bag one of Atom Bank's market-leading accounts before the app-only bank cuts the rate on all four of its fixed saver offerings, MoneySavingExpert.com can reveal.

Apple's running a deal which allows those buying a new iPhone, iPad, Mac or other pricey device to pay for it in 12 monthly instalments, interest-free. You'll need to move fast though – applications close on Tuesday 14 March.

Love is in the air with Valentine's Day looming. You may be amorous newlyweds, or sick of the sight of each other after 30 years of, er, domestic bliss, yet when it comes to MoneySaving it often pays to join forces.

Banks are desperate for your custom, and they're offering a host of cracking incentives. Many complain about their bank's service - but do nowt. So it's simple, don't bitch, just switch.

A grandmother who had her £40,000 life savings stolen by a callous con-man just days before Christmas has been told by her bank that it won't cover her losses, despite pressure for banks to shoulder more responsibility when customers fall prey to sophisticated scams.

Savers will be given easy-to-understand information to help them compare cash savings accounts and easy access cash ISAs under new rules launched today, which will also ensure customers are informed of changes to interest rates.

Mortgage lenders that have not yet passed on Bank of England (BoE) base rate savings to their customers could attract the attention of the regulator as it carries out a study into mortgage competition.

If you need to slash existing debt costs, borrow for something new (don't mention Xmas yet) or make a quick buck, there's a host of new scorching deals that make credit cards a hot option. Used well, they're a great tool. Used badly, you'll get burnt - so never borrow unnecessarily. Our pick of the bunch is below, but first...

The Bank of England cut the base rate - which underpins savings and many borrowing rates - from 0.5% to 0.25% last week, after seven years of no change. It also hinted the rate may fall again this year and cut its growth forecast for the UK economy.