Amy Roberts

Senior Money Writer

As one of MSE's Money writers, Amy's main topics include student loans, credit scoring, budgeting and buy now, pay later. Having worked at MSE for over a decade, Amy has covered everything money related over the years, from mortgages and pensions, to investments and reclaiming.

Before joining MSE in 2013, Amy worked as a Senior Features Writer at Financial Adviser (a Financial Times business publication), and was also a Senior Reporter at Post, a magazine from the insurance industry, after qualifying as a journalist in 2009.

As a busy mum of three, Amy spends any spare time she has running the streets of her home town Norwich, or attending a dance class – a hobby she has continued since she was three years old.

Amy has been recognised twice at the British Insurance Brokers' Association Awards – she was named runner-up for the Online Award in 2011 and was highly commended in the Trade Feature Award category in 2012. She was nominated for the General Insurance Journalist of the Year at the 2010 Association of British Insurers Financial Media Awards, for Trade Newcomer at the 2012 Santander Media Awards and for General Insurance Journalist of the Year at the 2012 Headline Money Awards.

Latest from Amy Roberts

7 January 2026

Children in a classroom sitting at blue desks, some have their hands up asking to answer a question.

Financial education is simply about learning how money works. It's a vital life skill yet it's one many of us miss out on.

29 December 2025

18 December 2025

Small claims (now often simply called 'court claims') can be a low-hassle way to take legal action for up to £10,000 against a firm or individual in the UK. In this guide we've full help on small claims court procedure, including how to work out whether you've got a strong case – important, as, if you lose, you WON'T be refunded your fees, plus you may have to pay costs for the other side. We cover how to make a claim, look at small claims court fees, and show how to maximise your chances of winning.

9 December 2025

Jar containing coins with a label reading "retirement" on it.

Saving for retirement is crucial. Many of us typically only work about 45 years out of an 85(ish)-year lifespan - so that work income needs to cover those non-working years. Pensions also have two big superpowers – tax relief means the Government tops up your pension pot and, if you're employed, your employer often must do the same, resulting in a 'hidden payrise'. We talk through what you should know.

26 November 2025

If you're in a financially stable situation yourself and have maxed out alternative savings accounts for your child, then saving into a pension for them could be an option. While they won't be able to access it until they're at least 57, it can help ensure they have a more financially secure retirement. This guide looks at the pros and cons of opening a children’s pension, how much you can save, and which providers offer them.

1 October 2025

HMRC app: Check income tax, state pension, benefits and more.

If you need to contact HM Revenue & Customs about your Income Tax, Self-Assessment, State Pension, benefits and more, first check if the HMRC app can help. It lets you check and update an array of information and might save you a lengthy phone call. This guide explains how to get the HMRC app and eight of the best ways to use it.

24 September 2025

Woman looking online with some paperwork in her hand

There can't be many more (potentially) profitable uses of time than to spend a bit of it checking if you've any lost pensions – especially for those who worked for lots of different firms over lots of years. Over three million are thought to have gone astray, worth an average of £9,500 each (though some can be far bigger). This guide explains how to find lost or old pensions for FREE, which could help bolster your retirement.

16 September 2025

If you took out an old 'mortgage style' student loan between 1990 and 1997, you might be wondering whether overpaying is a good idea. With many of these loans due to be written off in the next couple of years and many, especially those who can't afford to pay back, deferring their payments – the answer is 'no'. This guide explains who has these loans, when you do and don't have to repay and whether you should ever consider overpaying.

3 September 2025

If you wear a uniform at work and have to wash, repair or replace it yourself, you may be able to reclaim £100s of tax for up to five years of expenses. You can reclaim whether it's just a branded T-shirt or if you're a fully uniformed pilot, police officer or nurse. Do not pay a claims firm, as their charges can eat up most of what you're due, or even leave you out of pocket – do it yourself for FREE.

1 September 2025

Pensions can be complicated and your money needs to last you throughout retirement. If you've got workplace or private pensions, taking the money at the right time and in the right way will be important, and getting it wrong can be costly. This guide takes This guide gives you an overview of what you need to think about when thinking about how to access your money – and where to go for free guidance.

14 August 2025

If you're an adult with any long-term, complex health needs you could qualify for free care arranged and funded by the NHS – known as NHS continuing healthcare. The eligibility criteria is notoriously strict, but you don't need to pay anyone to help you apply or qualify. This guide explains what continuing healthcare is, how it's assessed and how to navigate the process.

15 May 2025

If you're English and studying in England under the age of 60, you'll be eligible for a loan to help with living costs while at uni – known as a maintenance loan. The amount you can borrow will depend on your family income, which for many students under 25 means parental income – though not always. This guide explains how family income is worked out, and what happens if you're not supported by your parents or are 25 or older.

14 May 2025

Most money related conversations while at uni focus on your student loan. While its a debt of sorts, there’s other more serious debts you could take on as a student that can have dire consequences if used incorrectly. This guide talks you through what debt is, how to budget and where to get help if you find yourself in debt.

8 May 2025

Credit unions, also sometimes called community banks, offer an alternative to traditional banks and building societies for saving and borrowing – especially if you've found it tricky to access financial products in the past. We explain what credit unions do, who can use them and what they can offer.

8 May 2025

The costs attached to attending university can be eye-watering, with lots struggling to get by solely on student loans to cover living costs. But many students don't realise they might be able to apply for extra funding – essentially FREE money from grants, scholarships and bursaries. Here we take you through the types of funding available and who is most likely to qualify – plus some options for those studying outside of a uni setting.

8 May 2025