Chris Collier

Assistant Editor – Money Products

Chris is an industry expert on financial products, with a focus on banking, savings, credit cards, loans, travel, and insurance. He has three years' experience working in MSE's Money Products team and, for the last year, has led and managed the team. In this time, he's written and edited a variety of new complex guides and has contributed heavily to MSE's weekly newsletter.

He's even designed several tools – including 'Should I ditch my fixed cash ISA?' and 'How do UK gilts compare to savings?' – which relied on the knowledge and experience he gained by studying a professional qualification in financial mathematics.

Prior to MSE, Chris worked as an actuary for a variety of banks and insurance companies, and tutored students in A-level and university mathematics and physics.

Outside of work, Chris spends most of his time with his wonderful family – his partner Jo, six-year-old son Teddy and two-year-old daughter Lottie – dreaming about an unbroken night's sleep. He's very active and particularly enjoys long-distance running and weights, and will happily kick back and get immersed in video games, anime and sci-fi/fantasy books, films or series.

Latest from Chris Collier

Heading to the US and think you might need some cash? Use this guide to check which countries do and don't take the US dollar, where you can get the best exchange rates and whether using a top overseas card might be a safer (and cheaper) option.

1 October 2025

Heading to Europe and think you might need some cash? Use this short guide to check which countries do and don't take the euro, where you can get the best exchange rates and whether using a top overseas card might be a safer (and cheaper) option.

1 October 2025

If you’re thinking about studying for a degree, heading to university is often seen as the only way. However, if you’re a little unsure over the course you want to do, are put off by the fees or want to gain practical experience at the same time, degree apprenticeships are well worth checking out – and you can apply all-year round.

18 September 2025

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If you need to transfer money to friends, family or businesses overseas (or even to your own overseas account), don't just do it blindly via your bank. Instead, find an online specialist currency transfer firm – these almost always have better rates, making your transfer much cheaper. This guide has full info on how international money transfers work and how your cash is protected, plus our top picks.

15 September 2025

If you're unable to get a bank account, or want a simple way to limit your spending, then a prepaid card is worth considering adding to your wallet. There's no credit check to pass and you can only spend or withdraw the amount you add to it. This guide has full information, alternatives and our top-pick cards.

28 August 2025

Many of us have been with our bank for years but times change and so do our circumstances. With the huge number of bank accounts on offer these days, it's easier than ever to find an account that helps you bank the way you want to – invaluable if you or a relative finds themselves in a position of financial vulnerability.

21 August 2025

Most car insurance policies run for 12 months, with a new price calculated for the following year around a month before it ends. Yet you should never just auto-renew as it's likely you'll pay more than you need to. You should always compare prices, and we've found that the best time to buy car insurance is 20 to 27 days ahead, as this is usually the cheapest. For why, read this short guide...

15 August 2025

Every driver must have a valid car insurance policy for the car they're driving – that part's clear. Yet there are three main types of car insurance to choose from, which can complicate your decision. This short guide explains the differences so you can decide which is best for you.

27 May 2025

Interest rates indicate the price at which you can borrow money. It can get seriously complicated, with many anomalies, so for starters this guide covers the basics first. If you want to know all there is to know, including the difference between APR and AER, then step it up a notch and read to the end. But the basics is the most important bit!

6 April 2025

Workers will pay less in national insurance from 6 April, the Chancellor Jeremy Hunt has announced in today's Spring Budget. Around 29 million workers are set to benefit from the change, which will see contributions cut from 10% to 8% for employed workers and from 9% to 6% for self-employed workers.

6 March 2024

Autumn Statement: ISA shake-up announced – though no win for Lifetime ISA savers.

A raft of changes for savers using ISAs – savings accounts where you'll never pay tax on the interest – have been announced by the Chancellor in today's Autumn Statement. However, Jeremy Hunt failed to address MoneySavingExpert.com's calls for a shake-up to Lifetime ISAs.

22 November 2023

NS&I to increase the Premium Bond prize rate to 1.4%

NS&I will increase its Premium Bond prize-fund rate to 4.65% from 4% for its September 2023 draw and beyond, with an extra £66 million in prizes up for grabs. This latest increase – the eighth we've seen in just over a year – is to the highest rate since March 1999. The odds of winning will also increase from 22,000 to one to 21,000 to one.

14 August 2023

The Bank of England has increased the base rate from 4.5% to 5% – taking it to its highest level since the 2008 financial crisis. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

28 June 2023

NS&I will increase its Premium Bond prize-fund rate to 3.7% from 3.3% for its July 2023 draw and beyond, with an extra £39 million in higher-value prizes up for grabs. This latest increase – the sixth we've seen in just over a year – is to the highest rate in 15 years. The odds of winning will remain the same at 24,000 to one, but there will more prizes between £50 and £100,000 available.

25 June 2023

NS&I will increase its Premium Bond prize-fund rate to 3.3% from 3.15% for its March 2023 draw and beyond, with an extra £15 million in higher-value prizes up for grabs. The odds of winning will remain the same at 24,000-to-one, but there will more prizes between £50 and £100,000 available.

14 February 2023

NS&I will increase its Premium Bond prize-fund rate to 3.15% from 3% for its February 2023 draw and beyond, with an extra £15 million in higher-value prizes up for grabs. The odds of winning will remain the same at 24,000-to-one, but there will more prizes between £50 and £100,000 available.

24 January 2023