Gavin Shepherd

Money Analyst – Banking and Insurance

Having left uni with a degree in German studies, Gavin joined MSE via the unorthodox route of Lufthansa cabin crew, followed by Windsor Castle visitor services.

Now that he's been here over two years, he's a bit of an expert on all things banking, including current accounts, packaged bank accounts and bank switch offers.

Gavin's day-to-day tasks include keeping our bank account guides up to date, as well as regularly assisting the MSE News team with money-related articles. When he's not busy breaking down the latest banking jargon, Gavin spends a lot of time at his local church, where he plays violin in the music group and helps to lead activities for teenagers.

Latest from Gavin Shepherd

The Bank of England has increased the base rate from 3% to 3.5%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

20 December 2022

The Bank of England has increased the base rate from 2.25% to 3% – the largest single rise since 1989. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

3 November 2022

Bank of England increases base rate to 2.25%

The Bank of England has increased the base rate from 1.75% to 2.25% – the highest it has been in 14 years. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

26 September 2022

hero-homepage-tip-saving-apps-digital-banking-smartphone-mobile-phone-piggy-bank.jpg

Savings app Chip will start charging customers using its standard free account for certain features, including its popular 'auto-saving' function, from 12 October. Below we explain what's happening and alternative accounts to consider.

4 September 2022

Tesco Bank has upped the interest rate on its easy-access cash ISA, but existing customers can only benefit by opening a new account and transferring over their savings. Here's the situation and some tips for those affected.

21 August 2022