Rosie Hamilton

Senior Writer

Rosie Hamilton is a Senior Writer on the MSE Money Features team. She looks after all our content related to benefits, reclaim rights, pensions, work-related rights and childcare.

Before joining MSE in 2021, Rosie was the Head of Communications at an estate agent comparison site. She has degrees from the University of Cambridge and the London School of Economics and Political Science (LSE).

Her commentary and writing have been featured on BBC News, the Daily Mail and the LSE Review of Books, among many others. She's appeared as an expert commentator on BBC Hereford & Worcester, West FM and at the University of DeMontfort Business School.

When she's not researching or writing, Rosie likes to spend her spare time hiking and scouring Vinted. She also volunteers for the MSE Charity.

Latest from Rosie Hamilton

Turning your property into your dream home can be equal parts exciting and expensive. Luckily there are ways to help support your renovation dreams, even if you don't have the cash upfront. This guide looks at the pros and cons of home improvement loans, alongside some of the alternatives.

12 December 2025

Whether you're buying your first car or replacing an on-the-blink laptop, a loan may seem like a good way to borrow the funds needed. But accessing one can be difficult for many younger people, plus it's a big commitment. In this guide we talk you through the main types of loans that may be available, their pros and cons, plus alternatives to consider.

12 December 2025

Section 75 is your secret financial superhero – buy something costing more than £100 and less than £30,000 on your credit card, and your card company has a LEGAL responsibility to come to the rescue if there's a problem. So if something you've paid for has turned up broken or faulty, or perhaps didn't arrive at all, you may be able to get your money back through a Section 75 claim. And we've a free tool to make it easy.

9 December 2025

An ever-growing number of retailers now encourage customers to pay via PayPal, but if you're doing it on a credit card – for items that cost more than £100 – you could be missing out on valuable extra protection. That's because using PayPal, as well as other 'new forms' of payment like buy now, pay later, can scupper your Section 75 rights. This short guide runs through how to make sure you don’t lose out when shopping online.

9 December 2025

With the cost of living in the UK rising massively, lots of people are struggling. Luckily there's help available – and it's not just for those out of work. There's support for those earning but still struggling, plus additional help if you've got children, caring responsibilities, or a long-term health condition. Millions of people are missing out on an estimated £23 BILLION in unclaimed benefits, so it's always worth a quick check.

9 December 2025

Many who think they're on minimum wage are actually being paid LESS than they should be. And it can happen to anyone – Easyjet, Greggs & Moss Bros are among 500+ firms that've got it wrong in the past and have underpaid staff. This guide explains what minimum wage is, what it covers, why you might've been underpaid and what to do about it.

2 December 2025

While there's no magic number when it comes to what makes a 'good' credit score, knowing your rating can give you an idea of how lenders might view you. In this guide we'll look at how credit ratings are worked out, what can lead to a high credit score, and how you can make yourself more appealing to lenders.

2 December 2025

If you qualify for Universal Credit, the amount you'll get will be made up of both a standard allowance and extra payments, depending on your personal circumstances, but it may also be reduced. On this page we break down how to calculate what Universal Credit you might get.

26 November 2025

28 October 2025

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Child Benefit is a monthly payment for anyone with parental responsibilities for children under the age of 16 (or up to 20 in full-time education). It's worth claiming as it can be worth over £20,000 (or more if you've two or more children). We've full detail on how it works, how to claim, and what happens to the Child Benefit payment if you or your partner earn more than £60,000 a year.

23 October 2025

If you pay a monthly fee for your bank account, you may be able to reclaim £100s or even £1,000s, as many of these accounts were systemically mis-sold. Here we explain, step by step, how to reclaim packaged account fees – and we have a free online tool to help you (or free template letters to do it yourself).

21 October 2025

Bank branches continue to disappear from high streets around the country. Over the last three years, more than 1,500 branches have closed. This guide takes you through your options for face-to-face banking and access to cash if your local branch has gone.

8 October 2025

Earn more than £60,000 a year, and though you might receive full Child Benefit, you'll later have to pay some of it back via self-assessment – known as the High Income Child Benefit Tax Charge. This could seem more hassle than it's worth, but there are important advantages to claiming, including one that can be worth £1,000s in future State Pension payments for your partner (or another relative who helps with childcare).

7 October 2025

Stone exterior of Supreme Court building in London

7 October 2025

When you put your money into a current account or savings, it doesn't just sit there. Ethical banking allows you to have a say in how your money is used and to support causes important to you. However, there are still limited ethical banking options in the UK, and banks rarely offer a current account option. This guide covers what ethical banking is and what accounts are available in the UK.

2 October 2025

With the wealth of options available, finding and setting up the right bank account – whether it's your first or you're switching – can seem like a challenging task. In this guide, we go through the basics of what each type of account does and the process of applying or switching.

1 October 2025