Cashback

Shoppers using cashback sites to max their gains when buying online should beware that some retailers offer different cashback rates to different customers on the very same deal.

Capital One has become the first major provider to reveal it's axing cashback for some of its cardholders from 1 June as a result of a forthcoming cap on on the fees card firms charge retailers to process transactions, which fund cashback deals.

Santander debit and credit card users can earn up to 15% cashback on spending from today, but customers will have to activate each cashback deal before they spend.

Energy firms can no longer give cashback to customers who switch tariffs – but comparison sites have been given a last-minute reprieve from the ban after campaigning by MoneySavingExpert.com.

Aqua Cashback Reward credit card customers should consider ditching it and switching elsewhere as the provider is slashing the amount you can earn in cashback from 3% to 0.5%.

Halifax has become the latest bank to offer cashback on certain debit card purchases, as rivals ramp up offers ahead of a new guarantee where you'll be able to switch banks within seven days from the middle of next month. But is its scheme any good?

From tomorrow, RBS and NatWest customers can earn at least 1% cashback on purchases made using their debit card – but only at a limited number of retailers for now. What's more, you can get more for your money elsewhere.

Cashback giant Quidco has revamped its charges, placing some customers into a free service and others into a £5-a-year "premium" version.

Barclaycard Freedom customers have two months to use up their points, after the credit card giant announced plans to replace its loyalty scheme with two new programmes.