Credit cards

We've flushed out a great deal - spend just a penny on this 0% credit card and you'll get a £30 M&S voucher, plus access to a decent 0% deal too.

Your purse or wallet is a key to speedily unlocking £100s of savings. So get it out, and open it up. I'm going to show you how to examine all the main items you keep in there, to check they're the right ones and you're correctly tooled up. If not you can likely save £100s or more.

More than 180,000 credit card customers of the firm New Day – which provides Aqua cards and storecards for Debenhams, House of Fraser, Topshop and more – can expect to pocket an average refund of £20 each after they were hit with unfair additional charges on top of default fees and other charges.

Normally we're about easy, sensible or clever things to stop you wasting cash. Yet today, to channel the Godfather of Soul... let's take it to the bridge now, like a MoneySaving machine (get on up).

I'm writing this because I was shocked... at you, yes you, most of you should hang your heads. In our Jan poll, only 28% had checked their credit file in the last year, and 53% hadn't in 10yrs. This is potentially damaging to your finances - just one error in those files could kibosh them.

Elderly people are being targeted by a telephone scam that the police say in some cases involves a fraudster allegedly pretending to be MoneySavingExpert's Martin Lewis. We NEVER make cold calls asking for your financial information – here's what's happened and what to watch out for.

M&S is to become the latest in a string of credit card providers to cut its reward points offering, more than halving the points you get when spending outside M&S itself later this month.