Mortgages

A Government scheme aiming to help people with smaller deposits buy a new-build home has been scuppered by lenders' high rates, a major builder said today.

Loans for home purchases slumped by 8% last month as lenders clamped down on mortgages for those with small deposits, according to research today.

Council tax bands should be adjusted so those in higher-value homes pay proportionally more, a charity said today.

Consumers could get help finding a reliable independent financial adviser (IFA) if a new ratings website takes off.

The housing market continues to "tread water", Halifax said today, after prices fell for the second month in a row in August.

Almost a quarter of people feel they have been ripped off at some point in their lives by letting agent charges, research has found.

House prices have recorded their biggest monthly rebound in more than two-and-a-half years, Nationwide Building Society says today.

Millions of mortgage holders have either been hit with a huge rise in repayments this year, or will shortly see costs soar. Yet some five-year fixed rate deals for new borrowers are at an all-time low. So is it time to consider a new home loan?

Santander will become the latest lender to raise its standard variable mortgage rate (SVR), in a massive blow to hundreds of thousands of homeowners.