The Chancellor’s been quoted as saying public sector workers may face pay cuts in 2010 as many private sector works have. Which is closest to what happened to you in 2009?

Poll Started 18 Jan 2010: Have you booked your summer hols? January is traditionally the big holiday booking month, if you’re planning a getaway this summer, when do you book? (For how to cut the cost see the Travel section) Which of these is closest to your situation?

Poll Started 11 January 2009: Does early pay in December help or hurt? Many employers pay staff earlier in December so money is in their accounts in time for Christmas. Yet this means the normal monthly salary needs to stretch over a longer period, and with Christmas and January sales it's a particularly high spend time. Do you think early pay in December helps or hurts?

Poll started 05 Jan 2010: Should married couples get a tax break? It's hit the political headlines, but is it right for the tax system to reward the institution of marriage? Which of these is closest to your view?