Poll

Black Friday's no longer just 24 hours of deals with the offers now usually starting a week or two before the day itself (25 November) and lasting until Cyber Monday on 28 November. The event has got bigger and bigger but times have got harder and so are you planning to get involved this year?

The festive period is the highest spending period of the year for most people. However, for many the current cost of living crisis might mean spending a little less than usual. So this week, we want to know – including food, drink, decorations, presents, travel and more – how much are you planning to spend on Christmas this year, and is it more or less than you would typically spend?

Both Morrisons and Sainsbury's have recently made changes to their respective loyalty schemes – with one becoming more generous and one less. So we thought it would be a good time to ask whether you use a supermarket loyalty scheme, and, if so, how much money it helps you save.

Amazon is the first port of call for many when it comes to online shopping, with nearly half of you heading straight to the retail giant without comparing prices elsewhere, according to our 2021 poll. As we're entering the high-spend period in the run-up to Christmas, we want to see if that's changed – so tell us, do you compare prices when shopping online, or just head to Amazon out of habit?

With top-pick rates at their highest level in over two years, it's important to check your savings are earning as much interest as they can – and if not, move them (see Top savings accounts for the current best buys). Yet we know switching savings isn't everyone's top priority. So when was the last time you moved your cash into a higher-paying account?

So who are MoneySavers? For the ninth year running, rather than data mining, we reckon the politest way to find out is just to ask. Plus, we think you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls).

Mobile phones are an essential part of everyday life for many, with streaming, gaming, social networking and more all increasingly done on data-hungry mobiles. According to a recent Ofcom report, the average person uses 5GB a month, however when we last ran this poll back in January, we found it to be around 3GB a month. We want to compare and see if this has also changed for you.

If you access your current account by app, please rate it. Just the app, not the bank overall (if you use more than one app, please rate them all).

Take what you pay on your mortgage or rent (including any service charges or ground rent but NOT council tax, insurance or other bills), and let us know roughly what percentage of your monthly take-home pay/income it is.

Energy bills have soared but it's starting to get much colder, so we want to know if you've turned on your heating yet or whether you've decided to hold out for a little longer because of spiralling costs...