Poll

Poll started 18 January 2011: Are mortgages & credit too easily available or too hard to get? We've had a credit crunch which means credit scoring's got tougher and mortgages, credit cards and loans are harder to get especially at cheap rates. Yet a chunk of the blame of the economic crisis that caused the crunch was over-lending to people who couldn't repay. Which of these stark choices is closest to your view on the availability of credit?

Poll started 11 January 2010: Do you think you get good value from paying tax? We pay tax as a cost of living in the wider civil society, so that all the functions it requires, both for us and others, are met. Yet if we were (probably wrongly) to think in purely selfish terms, do you feel you gain more than you lose? Total you pay in: Income tax, VAT, council tax and others Total you receive: Benefits, tax credits, NHS treatments, police, national security, council services etc Which of these do you think best reflects your situation?

Poll started 04 Jan 2011: Have you started your Christmas (2011) shopping? Christmas has only just passed, yet there are bargains to be had in the sales – so how far ahead do you shop? Which of the following have you already bought for Christmas 2011? Tick as many as apply

Poll started 29 December 2010: Will your 2011 be a money marvel or misery? By this time next year are you expecting to be:

Poll Started 21 December 2010 Counting the cost of Christmas How much has this year's Christmas cost you?

Poll Started 14 December 2010: What's fair interest on a payday loan? A recent campaign in parliament has demanded a look at regulating payday loans which can charge huge interest rates on loans, so we want to know what you would consider to be a fair amount both in cost and in interest. PLEASE PICK ONE ANSWER FROM EACH QUESTION.

Poll Started 07 December 2010: Have you started your Christmas shopping yet? The advent calendar is ticking, but have far have you got? We've split the answers by gender to see if there's a difference:

Poll Started 30 November 2010: Would you re-nationalise the energy companies? In 1986 British Gas was privatised and floated on the stock market. Millions of 'Sid' shareholders got windfall profits at the time, in a massive deregulation of the gas and electricity market. Now 24 years on, with price rises hitting again, has privatisation worked? Some complain that prices have risen too high, but is that offset by market efficiencies? Which of these is closest to your view?

Poll started 23 November 2010: What counts as child poverty in the UK? We're working with Save the Children on this, it's a tougher question than you think. The headline measure in the Child Poverty Act defines child poverty as those children in a household with under 60% of median average income. This is because some people argue that in developed countries, poverty is a relative condition. Others say no food, shelter or clothing is a better, absolute measure. Please select ALL you think count as poverty

Poll started 16 November 2010: Time to stop Christmas presents? Christmas has become a retail festival, celebrated by spending and shopping. Is it time to stop the sending of presents to reduce the pressure and obligation on those who can’t afford to spend on you? See Martin’s Time to Ban Presents? blog for more. Which of these do you think we SHOULD do?