Benjamin Taylor

Money Analyst – Banking and Insurance

Benjamin's experience

Benjamin joined MSE in June 2022 as an Editorial Assistant. In his pre-MSE days, he studied English at the University of Sheffield and worked an array of odd jobs.

A little more about Benjamin

He lives in London and enjoys going to Morrisons, seeing friends and family, and just generally walking about. He supports Norwich City Football Club.

Benjamin says...

"As a member of MSE's Money team, I cover everything from credit cards, ISAs, loans and car finance, to pet, cycle and home insurance. I joined MSE to try to help people claw back pounds from big business and love to read about MSE users' innovative successes each week on the MSE Forum."

Latest from Benjamin Taylor

If you have an older car that's considered classic or vintage, you'll likely need a specialist insurance policy to provide the cover you need. Here, we run through the basics of classic car insurance, including what it covers and the things you should consider when buying a policy.

14 May 2026

If you don't claim on your car insurance, your insurer will give you a no-claims bonus each year – which is a future discount on your next policy. But if you need to claim, you could lose any discount you've built up, unless you pay to protect it. This short guide looks at how it works, how claims affect it, and whether it's worth paying to protect it.

12 May 2026

Cover for damage and loss when your home is broken into is one of the key benefits of home insurance, so the financial cost of resecuring your home and replacing stolen things is one less thing to think about. This guide looks at what you should expect from your insurance in the event of a break in, and how to make a claim.

12 May 2026

If you want to take more control of the money you're saving for retirement, a self-invested personal pension (SIPP) might be right for you. SIPPs are DIY or personal pensions which allow you to choose your own investments. Our guide looks at the key need-to-knows plus platforms you could try.

12 May 2026

If you've given your long debit or credit card number when paying for a subscription or other repeat service, it's likely you've set up a continuous payment authority (CPA). This allows the company to take money from your account when it thinks it's owed – we run you through all the key need-to-knows.

5 May 2026

A 0% money transfer allows you to shift cash from a card to your bank account to clear your overdraft or give yourself a 0% cash loan for up to 14 months. This guide has full info and the best deals, though not many cards offer these transfers any more.

27 April 2026

24 April 2026

A car insurance quote can often feel like a figure plucked from nowhere, but there are a number of factors that come into play when insurers give you a price. In this short guide we run through the key metrics that could affect what you pay.

8 April 2026

Can my age reduce my car insurance costs?

Age is one of a number of factors that insurers look at when calculating your premium – which is usually bad news for younger drivers who can be hit with much higher prices. Though as age is often a proxy for experience, premiums generally do come down the longer you've been driving (and driving well). Read on for more about how this works...

8 April 2026

7 April 2026

If you cycle, you don't always need bike insurance – but lack of cover could put a nasty spoke in your wheel if the worst happened. This guide is designed to help you decide if you should get insured, or ride without a financial safety helmet.

30 March 2026

25 March 2026

There are an increasing number of savings providers out there – with established banks and building societies often being outflanked by newer, smaller platforms. Most savings accounts offer interest rates – paying you to hold your money with them – so what do banks get in return?

25 March 2026

Payday loans are a financial nightmare, and you should avoid them entirely if possible. This guide explains alternative (and much cheaper) ways to borrow, and – if a payday loan is the only answer – what to watch out for.

25 March 2026

Typically, the quicker you pay off a personal loan, the cheaper the overall cost of borrowing, as you'll pay less interest. Though you must follow the correct process to repay early and most lenders charge early repayment fees. This guide has full info.

25 March 2026

White piggybank on a white surface next to a white mobile phone. There is a blue background.

24 March 2026