Tony Forchione

Senior Insurance Analyst

Tony has over 25 years' experience working within the world of insurance, having previously spent several years at an insurance broker and a financial services company.

Since joining MSE in 2011, he has been the doorkeeper for all things insurance, analysing insurance products, determining what is a good deal or policy, and assessing how to cut the cost – such as when the best time to buy your car or home insurance is. He has also provided comments which have appeared in the National Geographic Traveller UK magazine, The Independent, the Daily Mail and Ideal Home.

In his free time, he generally accompanies his three boys to various football matches to either play or referee matches (now that he is a retired FA football coach) – and generally tries to spend as much time as possible with his family.

During Tony's time at MSE, he has been nominated in the Best Digital or Broadcast Award category at the British Insurance Brokers' Association Awards (in 2023) and has collected the Organisation of the Year Award on behalf of MSE at the Protection Review Awards (in 2018).

Latest from Tony Forchione

Thinking about how your family would cope financially if you were to die isn't the easiest topic, but it's an important one, as roughly one child per school class may lose a parent before they're 16. This guide helps to explain why you should get life insurance, the different types, and shows you how to find the cheapest policy that meets your needs.

11 December 2025

If you're worried about your boiler or central heating system failing, boiler breakdown cover is designed to help if things go wrong. Energy providers often try and flog it at sometimes inflated prices, but you don't need to take it. This guide explains what you need to know about boiler cover, whether you need it, plus our top-pick policies if you do decide that cover is right for you.

9 December 2025

Haggling is terribly un-British but if you loosen your stiff upper lip, serious breakdown cover bargains are possible. Don't just automatically cancel your existing policy and switch – we're swamped with haggling success stories and if you're close to renewal, it is the perfect excuse to kick-start the habit. Here's how it's done...

9 December 2025

If you've more than one car in your household, then it may be worth getting them insured on one policy – this is known as multicar insurance. However, don't always think this is the cheapest option, so this guide tells you how to check and compare multicar and single-car policies to ensure you're not paying more than you need to.

8 December 2025

Almost half of renters DON'T have contents insurance. Yet if there was a burglary, flood or fire in your home, your landlord's insurance usually only covers damage to the building itself, not to your stuff – meaning you'd have to shell out for replacements. This guide helps you find the right policy to suit you – at the cheapest price.

8 December 2025

Home insurance prices have continued to drop this year but it does risk people being complacent at renewal. So whether your price is only a little more than last year, it could still mean you are not getting the cheapest price. And even if you're not at renewal, EVERYONE should check now if they can save £100s by locking in a decent price until next year. This guide will help you find the cheapest home insurance.

8 December 2025

Drivers under 25 have always faced huge insurance bills due to the higher risk of being in (or causing) an accident. According to Confused.com, the average cost for a driver aged 17 to 20 is now more than £2,000 a year. Yet never assume your renewal is the best deal. Many save £100s on their young driver insurance by following our tried-and-tested MoneySaving tips.

8 December 2025

Car insurance prices are down 18% year-on-year, according to Pearson Ham, meaning NOW could be a good time to secure a better deal. This drop is off the back of huge rises, so don't assume if your renewal stays the same it's a good price. It actually means you're possibly significantly overpaying. This guide will help you find cheap car insurance.

8 December 2025

If you've booked a holiday but not got travel insurance yet, DO IT NOW, DON'T DELAY. Half travel insurance's value is protecting you BEFORE travelling as that way you've cover in place if something happens and stops you from going, in addition to cover if you do travel – though no policy covers everything. We take you through what to watch out for, then give you our top-pick travel insurance policies for your piece of mind.

2 December 2025

The National Health Service (NHS) provides comprehensive treatment to us all, regardless of our ability to pay. Yet if you want to opt for private care, that's where health insurance comes in, but it can be costly. It covers planned consultations, treatments and operations – be it hips, cataracts or ears. Yet it's a lifestyle choice, and it ain't cheap. This guide explains how it works, what to watch out for and how to keep costs as low as possible.

18 November 2025

A healthcare cash plan lets you claim back costs of routine dental, optical or physio treatment – with the idea that you claim back more than it costs. We explain how it works, things to watch out for and our top-pick policies, so you've peace of mind.

18 November 2025

Travel insurance for pre-existing conditions.

If you've got a holiday coming up, it's best to get travel insurance as soon as possible in case things go wrong before the trip. Yet if you've had a serious medical condition, or are having treatment for one, you're likely to be quoted ludicrously high prices for travel cover. We run through the ways to cut costs.

29 October 2025

Break it, lose it or have your mobile nicked – all of them can mean a lot of tears, and a lot of expense. Insurers often play on this fear, charging hefty premiums. Yet you can get cheap mobile phone insurance policies for under £60 a year for the latest Apple iPhone 16 and Samsung S25, and significantly less for older handsets. This guide shows you how to get peace of mind without a high premium.

28 October 2025

If you were to die before your mortgage is repaid, your loved ones may have to pick up the repayments, or be forced to sell the property to repay the lender. This guide takes you through what mortgage life insurance is, what to watch out for and how to buy a policy – as you don't need to take it from your mortgage lender.

8 October 2025

If you've booked a holiday but not got travel insurance yet, DO IT NOW, DON'T DELAY. Half travel insurance's value is protecting you BEFORE travelling if something happens and stops you from going, as well as covering you on holiday.

24 September 2025

Whether you ride a Triumph, Yamaha, Harley-Davidson or Vespa scooter, a Ninja, Hornet or Bandit, you'll need motorbike insurance. And though insurers are banned from charging renewing customers more than newbies, never just auto-renew – always check how much you'd save from switching. Our system will show you how to get scores of quotes in minutes and help you find a cheap deal.

21 August 2025