Tony Forchione

Senior Insurance Analyst

Tony has over 25 years' experience working within the world of insurance, having previously spent several years at an insurance broker and a financial services company.

Since joining MSE in 2011, he has been the doorkeeper for all things insurance, analysing insurance products, determining what is a good deal or policy, and assessing how to cut the cost – such as when the best time to buy your car or home insurance is. He has also provided comments which have appeared in the National Geographic Traveller UK magazine, The Independent, the Daily Mail and Ideal Home.

In his free time, he generally accompanies his three boys to various football matches to either play or referee matches (now that he is a retired FA football coach) – and generally tries to spend as much time as possible with his family.

During Tony's time at MSE, he has been nominated in the Best Digital or Broadcast Award category at the British Insurance Brokers' Association Awards (in 2023) and has collected the Organisation of the Year Award on behalf of MSE at the Protection Review Awards (in 2018).

Latest from Tony Forchione

Knowing your car's insurance group, or band, is an important part of knowing how insurers feel about your vehicle, and the risk. In simple terms, the lower the car insurance group, the cheaper the premium is likely to be. For more on understanding car insurance grouping, and how it affects the price you pay for your car insurance, do read on...

27 March 2026

You've just been in a car accident, or discovered damage to your vehicle – it can be an anxious and stressful time. And it isn't always easy to focus the mind, so to help, in this short guide we explain all you need to know about making a car insurance claim, from the initial incident through to any eventual repair.

12 March 2026

Whether you're craving cobbled streets, wild moors or sea air for your holiday, the UK has it all... except, perhaps, the weather. But if you're considering a UK holiday, or you've booked one already, you may be wondering whether it's worth buying insurance to cover your staycation. Here's what you need to know.

10 March 2026

Weddings and civil partnerships are an expensive and emotional business – the right rings, perfect outfits, dream venue – and that's before the food, cake and guests. With potentially huge costs you should carefully consider if you need insurance. This guide explains what it covers and how to get a cheap policy.

10 March 2026

Whether you ride a Triumph, Yamaha, Harley-Davidson or Vespa scooter, a Ninja, Hornet or Bandit, you'll need motorbike insurance. And though insurers are banned from charging renewing customers more than newbies, never just auto-renew – always check how much you'd save from switching. Our system will show you how to get scores of quotes in minutes and help you find a cheap deal.

19 February 2026

If you've booked a holiday but not got travel insurance yet, DO IT NOW, DON'T DELAY. Half travel insurance's value is protecting you BEFORE travelling as that way you've cover in place if something happens and stops you from going, in addition to cover if you do travel – though no policy covers everything. We take you through what to watch out for, then give you our top-pick travel insurance policies for your piece of mind.

16 February 2026

Break it, lose it or have your mobile nicked – all of them can mean a lot of tears, and a lot of expense. Insurers often play on this fear, charging hefty premiums. Yet you can get cheap mobile phone insurance policies for under £60 a year for the latest Apple iPhone 16 and Samsung S25, and significantly less for older handsets. This guide shows you how to get peace of mind without a high premium.

16 February 2026

A healthcare cash plan lets you claim back costs of routine dental, optical or physio treatment – with the idea that you claim back more than it costs. We explain how it works, things to watch out for and our top-pick policies, so you've peace of mind.

16 February 2026

2 February 2026

If bad weather wreaks havoc on your home, it can be devastating. We've key tips on what to do if you've been affected by storm damage or flooding – including how to make an insurance claim and how to prepare against future storms.

9 January 2026

However you keep yourself organised – be it a detailed diary, kitchen calendar, mobile reminders or a pile of post-its – here are key dates for the year ahead that you can't afford to miss.

8 January 2026

Haggling is terribly un-British but if you loosen your stiff upper lip, serious breakdown cover bargains are possible. Don't just automatically cancel your existing policy and switch – we're swamped with haggling success stories and if you're close to renewal, it is the perfect excuse to kick-start the habit. Here's how it's done...

9 December 2025

If you were to die before your mortgage is repaid, your loved ones may have to pick up the repayments, or be forced to sell the property to repay the lender. This guide takes you through what mortgage life insurance is, what to watch out for and how to buy a policy – as you don't need to take it from your mortgage lender.

8 October 2025

Haggling is a great powerhouse tool when you're looking to renew your insurance with your existing provider. But it's best to always combine it with looking at comparison sites – then you can benchmark a price to haggle with, but also have something cheap to switch to if your insurer doesn't play ball.

12 August 2025

Visiting the dentist can be a terrifying experience even without the bill. The NHS is the cheapest option, but you'll still have to pay for treatment. If you're struggling to pay, or considering alternatives to the NHS, dental insurance can help cover your costs. In this guide we explain what's covered by the NHS, how dental insurance works and how to find the right cover.

1 August 2025

If you've used a comparison site to search for cheap insurance you may have noticed it's left a mark on your credit file. Who can see this? And can it scupper your chances of getting credit in future? Here's the lowdown...

29 July 2025