Tony Forchione

Senior Insurance Analyst

Tony has over 25 years' experience working within the world of insurance, having previously spent several years at an insurance broker and a financial services company.

Since joining MSE in 2011, he has been the doorkeeper for all things insurance, analysing insurance products, determining what is a good deal or policy, and assessing how to cut the cost – such as when the best time to buy your car or home insurance is. He has also provided comments which have appeared in the National Geographic Traveller UK magazine, The Independent, the Daily Mail and Ideal Home.

In his free time, he generally accompanies his three boys to various football matches to either play or referee matches (now that he is a retired FA football coach) – and generally tries to spend as much time as possible with his family.

During Tony's time at MSE, he has been nominated in the Best Digital or Broadcast Award category at the British Insurance Brokers' Association Awards (in 2023) and has collected the Organisation of the Year Award on behalf of MSE at the Protection Review Awards (in 2018).

Latest from Tony Forchione

Travel insurance for pre-existing conditions.

If you've got a holiday coming up, it's best to get travel insurance as soon as possible in case things go wrong before the trip. Yet if you've had a serious medical condition, or are having treatment for one, you're likely to be quoted ludicrously high prices for travel cover. We run through the ways to cut costs.

16 February 2026

Knowing your car's insurance group, or band, is an important part of knowing how insurers feel about your vehicle, and the risk. In simple terms, the lower the car insurance group, the cheaper the premium is likely to be. For more on understanding car insurance grouping, and how it affects the price you pay for your car insurance, do read on...

10 February 2026

2 February 2026

Thinking about how your family would cope financially if you were to die isn't the easiest topic, but it's an important one, as roughly one child per school class may lose a parent before they're 16. This guide helps to explain why you should get life insurance, the different types, and shows you how to find the cheapest policy that meets your needs.

12 January 2026

If bad weather wreaks havoc on your home, it can be devastating. We've key tips on what to do if you've been affected by storm damage or flooding – including how to make an insurance claim and how to prepare against future storms.

9 January 2026

However you keep yourself organised – be it a detailed diary, kitchen calendar, mobile reminders or a pile of post-its – here are key dates for the year ahead that you can't afford to miss.

8 January 2026

Haggling is terribly un-British but if you loosen your stiff upper lip, serious breakdown cover bargains are possible. Don't just automatically cancel your existing policy and switch – we're swamped with haggling success stories and if you're close to renewal, it is the perfect excuse to kick-start the habit. Here's how it's done...

9 December 2025

If you were to die before your mortgage is repaid, your loved ones may have to pick up the repayments, or be forced to sell the property to repay the lender. This guide takes you through what mortgage life insurance is, what to watch out for and how to buy a policy – as you don't need to take it from your mortgage lender.

8 October 2025

The insurance regulator, the Financial Conduct Authority (FCA), has now given the go-ahead for some (not all) providers to sell gap insurance again, after it paused sales having found that some firms were not providing fair value to their customers consumers. This guide explains how gap insurance works, gives the pros and cons to help you decide whether you need it, then what you need to do to find the cheapest policies.

15 August 2025

Haggling is a great powerhouse tool when you're looking to renew your insurance with your existing provider. But it's best to always combine it with looking at comparison sites – then you can benchmark a price to haggle with, but also have something cheap to switch to if your insurer doesn't play ball.

12 August 2025

Visiting the dentist can be a terrifying experience even without the bill. The NHS is the cheapest option, but you'll still have to pay for treatment. If you're struggling to pay, or considering alternatives to the NHS, dental insurance can help cover your costs. In this guide we explain what's covered by the NHS, how dental insurance works and how to find the right cover.

1 August 2025

Household appliances like ovens, dishwashers and washing machines can be expensive to replace or repair. You can get specialist appliance insurance to cover you if something goes wrong, but it’s likely not worth shelling out for. This guide explains what it covers and whether you should get it.

29 July 2025

If you've used a comparison site to search for cheap insurance you may have noticed it's left a mark on your credit file. Who can see this? And can it scupper your chances of getting credit in future? Here's the lowdown...

29 July 2025

When it comes to insuring your belongings, it's important to pay special attention to high-value items such as jewellery, whether they're at home or when you're out and about. This guide will help you understand the type of coverage you need and how to find the best and most affordable insurance for your jewellery and other valuable items.

16 April 2025

When buying home insurance, don't assume that the only option you have is to buy it for a whole year. If you feel you don't need cover to last that long, fortunately there are options to get home insurance, but for a short period. This guide looks at what exactly short-term home insurance is, when you need it, and how to get the best policy if so.

16 April 2025

Home insurance gives you a financial lifeline if things go wrong, often providing most of the funding to repair or replace items in your home. You'll usually be able to handle smaller claims yourself, but if you're unfortunate enough to be facing a large scale, costly claim, a loss assessor can help ensure your insurer doesn't use every trick at its disposal to pay you as little as it can get away with.

16 April 2025