Tony Forchione

Senior Insurance Analyst

Tony has over 25 years' experience working within the world of insurance, having previously spent several years at an insurance broker and a financial services company.

Since joining MSE in 2011, he has been the doorkeeper for all things insurance, analysing insurance products, determining what is a good deal or policy, and assessing how to cut the cost – such as when the best time to buy your car or home insurance is. He has also provided comments which have appeared in the National Geographic Traveller UK magazine, The Independent, the Daily Mail and Ideal Home.

In his free time, he generally accompanies his three boys to various football matches to either play or referee matches (now that he is a retired FA football coach) – and generally tries to spend as much time as possible with his family.

During Tony's time at MSE, he has been nominated in the Best Digital or Broadcast Award category at the British Insurance Brokers' Association Awards (in 2023) and has collected the Organisation of the Year Award on behalf of MSE at the Protection Review Awards (in 2018).

Latest from Tony Forchione

The insurance regulator, the Financial Conduct Authority (FCA), has now given the go-ahead for some (not all) providers to sell gap insurance again, after it paused sales having found that some firms were not providing fair value to their customers consumers. This guide explains how gap insurance works, gives the pros and cons to help you decide whether you need it, then what you need to do to find the cheapest policies.

15 August 2025

Haggling is a great powerhouse tool when you're looking to renew your insurance with your existing provider. But it's best to always combine it with looking at comparison sites – then you can benchmark a price to haggle with, but also have something cheap to switch to if your insurer doesn't play ball.

12 August 2025

Visiting the dentist can be a terrifying experience even without the bill. The NHS is the cheapest option, but you'll still have to pay for treatment. If you're struggling to pay, or considering alternatives to the NHS, dental insurance can help cover your costs. In this guide we explain what's covered by the NHS, how dental insurance works and how to find the right cover.

1 August 2025

Household appliances like ovens, dishwashers and washing machines can be expensive to replace or repair. You can get specialist appliance insurance to cover you if something goes wrong, but it’s likely not worth shelling out for. This guide explains what it covers and whether you should get it.

29 July 2025

Van insurance premiums have risen steeply, with the average cost now around £460 per year—and as much as three times higher for hauliers, according to Gocompare. To save money and secure the best deal, it’s essential to shop around and avoid auto-renewing with your current insurer before exploring other options. This guide will show you how to find the cheapest van insurance possible.

29 July 2025

If you've used a comparison site to search for cheap insurance you may have noticed it's left a mark on your credit file. Who can see this? And can it scupper your chances of getting credit in future? Here's the lowdown...

29 July 2025

Whether you're craving cobbled streets, wild moors or sea air for your holiday, the UK has it all... except, perhaps, the weather. But if you're considering a UK holiday, or you've booked one already, you may be wondering whether it's worth buying insurance to cover your staycation. Here's what you need to know.

29 July 2025

You've just been in a car accident, or discovered damage to your vehicle – it can be an anxious and stressful time. And it isn't always easy to focus the mind, so to help, in this short guide we explain all you need to know about making a car insurance claim, from the initial incident through to any eventual repair.

28 May 2025

When it comes to insuring your belongings, it's important to pay special attention to high-value items such as jewellery, whether they're at home or when you're out and about. This guide will help you understand the type of coverage you need and how to find the best and most affordable insurance for your jewellery and other valuable items.

16 April 2025

When buying home insurance, don't assume that the only option you have is to buy it for a whole year. If you feel you don't need cover to last that long, fortunately there are options to get home insurance, but for a short period. This guide looks at what exactly short-term home insurance is, when you need it, and how to get the best policy if so.

16 April 2025

Home insurance gives you a financial lifeline if things go wrong, often providing most of the funding to repair or replace items in your home. You'll usually be able to handle smaller claims yourself, but if you're unfortunate enough to be facing a large scale, costly claim, a loss assessor can help ensure your insurer doesn't use every trick at its disposal to pay you as little as it can get away with.

16 April 2025

Weddings and civil partnerships are an expensive and emotional business – the right rings, perfect outfits, dream venue – and that's before the food, cake and guests. With potentially huge costs you should carefully consider if you need insurance. This guide explains what it covers and how to get a cheap policy.

16 April 2025

Life insurance with pre-existing medical conditions.

When it comes to arranging life insurance, it's crucial to be honest and disclose any and all medical conditions. The good news is that life insurers are now better prepared than ever to help those with a pre-existing medical condition. This guide will take you through everything you need to know.

16 April 2025

However you keep yourself organised – be it a detailed diary, kitchen calendar, mobile reminders or a pile of post-its – here are key dates for the year ahead that you can't afford to miss.

14 January 2025

Critical illness cover is a common add-on to life insurance, though you can also get standalone policies. It's designed to pay out a lump sum if you get a serious illness or injury and can't work – though there are many exclusions. This short guide takes you through how insurers define 'critical', what to watch out for and how to decide if it's right for you.

2 December 2024

If bad weather wreaks havoc on your home, it can be devastating. We've key tips on what to do if you've been affected by storm damage or flooding – including how to make an insurance claim and how to prepare against future storms.

25 November 2024