Poll

Each general election, we run the MSE Leaders' Debate – where we put key consumer finance questions to party leaders. This time we hope to get Jonathan Bartley/Siân Berry (Green), Jeremy Corbyn (Labour), Nigel Farage (Brexit), Boris Johnson (Conservative), Adam Price (Plaid Cymru), Nicola Sturgeon (SNP) and Jo Swinson (Lib Dems). The questions below are a mix of ours and those suggested by you, the MSE users. Help us narrow them down – at least the top five will be included. Please choose up to five issues you'd pick.

Currently, for most in England/Wales/Northern Ireland, you pay annual income tax like this (Scotland is a little different, see our income tax calculator for detailed info): - Up to £12,500 is your tax-free PERSONAL ALLOWANCE. - Above £12,500 and up to £50,000, the BASIC 20% tax is taken. - Above £50,000 and up to £150,000, the HIGHER 40% tax is taken. - Above £150,000, the TOP 45% tax is taken (and you've lost your personal allowance). While there's a huge number of variables, if you could only move the 40% rate (41% in Scotland) to be fair to individuals and provide revenue for the nation, which of these is closest to where you'd place it?

For this week's poll, we thought it would be interesting to see how many of these 21st century life skills you can actually do, pitting the younger generation against the older generation. Please tick ALL you feel you could do to a competent level.

It's nearly three and a half years since the UK voted to leave the EU. The next ‘must leave by’ deadline is 31 October. There’s now (another) deal on the table. What do you think the right thing to happen now would be? There are many possibilities but which of these is CLOSEST to your view… PS: It's likely the proportion of leave/remain voters won't match the actual vote, as this isn't a statistical sample of the UK population. More interesting is how each group of voters now feels.

Whether it’s down to customer behaviour, cost-cutting or both, banks are closing branches left, right and centre – in fact, 100s of branches have been shutting their doors every year. So this week we wanted to know when you last used your main bank's branch. We last did this poll 18 months ago - so let's see if things have changed. Please select ONE option under the relevant category:

Credit cards are like fire. Used right and they're a useful tool, but get it wrong and they burn. So this week, we want to know if you have a credit card and if you do, how much debt – at 0% or otherwise – do you have on it? Please tell us your credit card balance under the relevant category.

So who are MoneySavers? For the sixth year running, rather than data-mining, we reckon the politest way to find out is just to ask. Plus we think you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls). Welcome to the sixth annual MSE census. Please answer the following 11 questions.

Bank branches are closing and the digital revolution is taking over – not just online, but now with a host of app-based banks too. We wanted to find out how you access your bank and whether it depends on your age. Please select the way you MOST COMMONLY interact with your bank.

Retailers love us to have a relationship with them. Indeed, many feel an almost intimate connection with some brands, but wouldn't be seen dead crossing others' thresholds. So let's see… Please pick up to FIVE that you love and up to FIVE that you loathe...

Buying new school uniform can be a costly exercise – especially if your child has to wear pricey branded items. So does your child's school let you buy from supermarkets, or are you restricted to a specific shop? Which of these is closest to your situation? You can vote in each category if you've got children in different schools.